We will be using the Personal Financial Literacy textbook. Chapters 1-15 will be read and discussed. Other resources and on-line sources will also be used.
Course Description
Personal Finance is designed to increase financial literacy. Concepts covered include but are not limited to college planning, credit cards, credit scores, credit reports, interest rates, housing rental and mortgage, health/auto/life insurance, saving and investing, financial institutions, consumer rights and responsibilities, micro-financing in third-world countries (in real time and with real money), the stock market and identity theft. This course will assist you in making important financial decisions and prepare you to be knowledgeable consumers. You will participate in all classroom activities/discussions, and satisfactorily complete all assignments, projects, simulations and tests to receive credit for the course
Course Rationale
Financial literacy is essential in meeting the financial challenges of the 21st Century. The competencies which form the basis for this course enables you to analyze your personal financial decisions, evaluate the costs and benefits of your decisions, recognize your rights and responsibilities as consumers, and apply the knowledge learned in school to financial situations encountered for the rest of your life.
Enduring Understandings: èFinancial planning can lead to financial independence and security. èEveryone needs income, but the right career is essential for personal satisfaction and fulfillment. èThe more you know about economics and government policies, the more informed your decisions will be regarding your current and future finances. èGood money management will help you achieve your financial goals. èInformed consumers know how to get the best value for their money. èUnderstanding the financial services offered by different institutions can help you get more from your money. èBuilding and maintaining a good credit rating can lead to financial security. èInformed investors know how to save and plan wisely for reaching goals and achieving financial security. èExamining the stock markets can help you understand your choices, risks, and benefits when investing in stocks. èReal estate, precious metals, gems, and collectibles can be a fund and challenging way to expand your investments. èHome and motor vehicle insurance offer financial protection for both you and your property. èIt is important to understand the types of health insurance coverage available, as well as the sources of health insurance when choosing the best plan for your needs. èRetirement and estate planning allow you to set the terms for your later years of life.
Goals
Explain financial literacy and how sound financial decisions can increase a person’s standard of living and wealth.
Develop a career path based on rational decision making, appropriate research and self-reflection.
Apply decision making to personal financial choices (planning, maintaining and analyzing money management) throughout various stages of financial status.
Evaluate the sources and resources of financial systems that are available throughout various stages of financial status.
Evaluate sources of credit, as well as the rights and responsibilities of credit, and be able to apply a decision-making process to ensure appropriate purchases.
Evaluate investments and create a plan for the future.
Apply the rights and responsibilities of consumers to personal living and financial choices
Assignments:
Daily Blog—Every day you are to summarize what you learned in class that day and what you didn’t understand. Group Projects Individual Projects Articles End of Chapter Activities Quia activities at quia.com
All assignments must be typed. Grammar, punctuation and spelling will count, so proofread.
J Unannounced quizzes will be given (so be prepared every day). JTests will be given at the end of some chapters and PROJECTS at the end of others. J Other assignments will also be given throughout the marking period.
Please remember--All assignments must be complete. I do not accept incomplete assignments.
Blog
At the beginning of each lesson, you are given the specific objectives. So remind yourself of the objectives and the criteria by which you should self-assess.
Be sure to Blog every day. Be detailed in your blog as to what you learned in class that day and what you did not understand. You have until 11:59 p.m. to submit your daily blog or you will receive a zero.
You will accept the invite for your class in your google+ account to do your blogs.
Everyone has different abilities and needs. I am here to help you succeed and develop your own talents. You must engage yourself in your own personal development so that you can continue to succeed in life.
September 6, 2016We will be using the Personal Financial Literacy textbook. Chapters 1-15 will be read and discussed. Other resources and on-line sources will also be used.
Course Description
Personal Finance is designed to increase financial literacy. Concepts covered include but are not limited to college planning, credit cards, credit scores, credit reports, interest rates, housing rental and mortgage, health/auto/life insurance, saving and investing, financial institutions, consumer rights and responsibilities, micro-financing in third-world countries (in real time and with real money), the stock market and identity theft. This course will assist you in making important financial decisions and prepare you to be knowledgeable consumers. You will participate in all classroom activities/discussions, and satisfactorily complete all assignments, projects, simulations and tests to receive credit for the course
Course Rationale
Financial literacy is essential in meeting the financial challenges of the 21st Century. The competencies which form the basis for this course enables you to analyze your personal financial decisions, evaluate the costs and benefits of your decisions, recognize your rights and responsibilities as consumers, and apply the knowledge learned in school to financial situations encountered for the rest of your life.
Enduring Understandings:
èFinancial planning can lead to financial independence and security.
èEveryone needs income, but the right career is essential for personal satisfaction and fulfillment.
èThe more you know about economics and government policies, the more informed your decisions will be regarding your current and future finances.
èGood money management will help you achieve your financial goals.
èInformed consumers know how to get the best value for their money.
èUnderstanding the financial services offered by different institutions can help you get more from your money.
èBuilding and maintaining a good credit rating can lead to financial security.
èInformed investors know how to save and plan wisely for reaching goals and achieving financial security.
èExamining the stock markets can help you understand your choices, risks, and benefits when investing in stocks.
èReal estate, precious metals, gems, and collectibles can be a fund and challenging way to expand your investments.
èHome and motor vehicle insurance offer financial protection for both you and your property.
èIt is important to understand the types of health insurance coverage available, as well as the sources of health insurance when choosing the best plan for your needs.
èRetirement and estate planning allow you to set the terms for your later years of life.
Goals
Assignments:
Daily Blog—Every day you are to summarize what you learned in class that day and what you didn’t understand.
Group Projects
Individual Projects
Articles
End of Chapter Activities
Quia activities at quia.com
All assignments must be typed. Grammar, punctuation and spelling will count, so proofread.
J Unannounced quizzes will be given (so be prepared every day).
J Tests will be given at the end of some chapters and
PROJECTS at the end of others.
J Other assignments will also be given throughout the marking period.
Please remember--All assignments must be complete. I do not accept incomplete assignments.
Blog
At the beginning of each lesson, you are given the specific objectives. So remind yourself of the objectives and the criteria by which you should self-assess.
Be sure to Blog every day. Be detailed in your blog as to what you learned in class that day and what you did not understand. You have until 11:59 p.m. to submit your daily blog or you will receive a zero.
You will accept the invite for your class in your google+ account to do your blogs.
Grading
Projects/Papers/ 25%
Workbooks/Homework 15%
Blogs 15%
Tests 25%
Quizzes 15%
Quia activities 5%
My email address: ms.arrington@hotmail.com
My web page: masc.wikispaces.com
Everyone has different abilities and needs. I am here to help you succeed and develop your own talents. You must engage yourself in your own personal development so that you can continue to succeed in life.